Sowing Yourself Out of Debt! - Tina Cochrane


We overcome the devil by the blood of the Lamb and the word of our testimony! Revelation 12:11

I have been involved with the Healing Rooms since Oct. 2009. For many years, I have received prayer and I have been on the prayer team in the Rooms. Years ago a friend of mine invited me to get prayer following a very a difficult divorce. God is so good - He carried me through one of the darkest seasons of my life. During this time, and for years following the divorce, at times I really just wanted God to take me home.

THE TEST - I went through deep depression and unknowingly allowed the spirit of discouragement, hopelessness, and even suicide to creep in. I felt like the enemy was isolating me to go in for the kill. I came to the Healing Rooms on a weekly basis DURING this time and I received healing, breakthrough and comfort through the moving of the gifts of the Spirit and the agreement of prayer according to Matt. 18:19-20.

Shortly after the divorce, I was going through a very hard time financially in my job as a mortgage banker. Everything seemed to be on the decline because of the mortgage crisis. Being on straight commission, I had no idea how I was going to survive, having to provide for my teenage 13 year old son, while paying my mortgage and a huge student loan bill.

THE TEMPTATION - One day I was approached by a business acquaintance, a very rich man, basically to be my "sugar daddy". He offered to pay my mortgage, my bills and take me on expensive trips. However, as tempting as it was, considering my situation, I knew it was not right. And he was married. God said He would be my provider and protector. I accepted God’s offer! It was a fight of Faith, but He was so faithful to see me through.

I made the decision to tithe regularly and to sow financial seeds into other ministries that stood on the Word of God, as well as speaking His Word over my situation. I continually reminded God of His Word to open the windows of heaven and pour out a blessing I could not contain, as well as rebuking the devourer. Malachi 3:10-13. And also He shall supply ALL my needs according to His riches in Glory. Phil 4:13.

I absolutely believe in the obedience of tithing and sowing financial seed into righteous ground. For that reason, I sowed into the Healing Rooms Ministries for years, believing that I would reap a harvest of the anointing that they carried. I listened to faith filled sermons because faith comes by hearing the Word of God. Romans 10:17

THE BREAKTHROUGH - I was ultimately laid off due to the mortgage crisis. Yet, true to His Word, God miraculously provided consistent income of $1300 a month! And because my home was in litigation due to the divorce, I had no mortgage payment for 8 years. Due to interest rates, my student loans had climbed to $114,000, and I had no idea how I was ever going to be able to pay these loans off.

I prayed for years for wisdom and provision, trusting God to do what only He could do! By nothing but the grace of God, these loans were actually CANCELLED! Halleluja! We will never be able to out give God!

I shared my testimony with a group at the Healing Rooms and a sister in Christ asked me to pray with her that her student loans would be paid as well. Shortly after that, she got her $200,000 student loan forgiven! Praise God!


THE VICTORY - My home went through foreclosure and my ex-boyfriend bought it back for me for the exact amount that I had written on a check by faith 7 years prior when I was believing for it to be debt free and in my name - WOW GOD!

I keep a Praise report book of pictures and documents, showing what God has done for me so I can bring Him glory by sharing with others, as well as encouraging myself. God rescued me with great victories and breakthroughs because of His mercy and grace.


Tina is the head of the Liberty Bookstore at IAHR as well as Garden's Best.  She is a blessing to anyone who knows her!

If Tina's testimony has touched your heart and you believe it is time to sow your financial seed into good spiritual soil, we invite you to click on the link below to Partner with the Healing Rooms Ministries.